Find your Formula 100 split

Enter your age and investment budget. Formula 100 rounds your age up to the nearest 5 to set how much sits in Conservative–Moderate versus Aggressive.

Step 1 · Age

What’s your current age?

yrs

Enter an age greater than 0 and no more than 100.

Current age —

Formula 100 age —

Your age is rounded up to the nearest 5.

Step 2 · Formula 100

100 − — = —

Conservative–Moderate (Minimum)

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Aggressive (Maximum)

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Step 3 · Investment budget

How much do you want to invest?

Enter a budget greater than 0.

Step 4 & 5 · Allocation result

Your Formula 100 allocation

Conservative–Moderate (Minimum)

—

Aggressive (Maximum)

—

Total

100%

—

Conservative–Moderate (Minimum)

SG6 SG12

Choose instruments

Gold no min —

Unit Trust min RM100 —

ETF min RM100 —

Aggressive (Maximum)

SG30 SG60 SG120

Choose instruments

Wall Street min RM100 —

Crypto no min —

Bursa min RM200 —

Buffer Cash left uninvested after Generate allocates your checked instruments

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Enter your age and budget above to enable the PDF summary.